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Apply for a fixed rate HELOC Here!

MyLoanLab.com
  • Home
  • Apply Now
  • 5-Day HELOC
  • Schedule Time With Luis
  • Loan Programs
  • About Me
  • Verified Reviews
  • What Is My Home Worth?
  • Contact

Broker? Retail? Whats the difference?

Luis is a wholesale mortgage broker

Brokers are Better

A retail mortgage originator works directly for a specific lender, meaning they are only going to push that lenders products. Additionally, these lenders maintain massive overhead by keeping employees on staff while spending millions of dollars a year on advertising and marketing. With a broker, you cut out that fluff. The results? Savings for the borrower and an even lower rate and cost than if you were to call those lenders direct. And wholesale? That's just based on the volume we do, which is how we lock in the best pricing.

Does that mean you work alone?

Not quite. Everyone needs a great team to get the job done, West Capital Lending is the infrastructure and the platform. Think of it as a race team, West Capital Lending is the car, Luis is your experienced driver in this race.

In Your Corner

  • We compete for your business by offering a wide variety of products with lower interest rates and closing costs, speedier service and a personal touch.  
  • Our innovative technology streamlines the mortgage process.   
  • Multiple investor options means we will find the best solution for you.   
  • Exceptional customer service makes for a hassle-free experience for our customers.   
  • Interest rates offered are among the lowest in the industry.   
  • Zero closing cost options are available with most scenarios.   
  • Communication is key- we pledge to keep you informed every step of the way.

Check out what others are saying!

Verified Reviews

your independent wholesale mortgage broker

Luis Centeno

A long tenure in finance from asset management, private equity, to mortgage. A B.S. in economics and a genuine interest in helping borrowers succeed. I find nothing more rewarding than helping people understand their options so that they can make the best decision going forward. Trusting your Loan Originator is one thing, fully understand

A long tenure in finance from asset management, private equity, to mortgage. A B.S. in economics and a genuine interest in helping borrowers succeed. I find nothing more rewarding than helping people understand their options so that they can make the best decision going forward. Trusting your Loan Originator is one thing, fully understanding the process and the options so the power is in your hands? Now, that's the key.

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Contact

Email, Phone, TExt? All Works for us

EMAIL, CALL, GET In TOUCH

lcenteno@westcapitallending.com (949) 822-8253

Hours

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09:00 am – 05:00 pm

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West Capital lending, INC.

24 Executive Park Suite 250 Irvine CA 92614

(949)822-8253

©2022-2024 Equal Housing Opportunity  West Capital Lending, INC. NMLS #1566096. All rights reserved.

Luis Daniel Estrada Centeno NMLS #2227701 DRE #2161943  (https://www.nmlsconsumeraccess.org  https://westcapitallending.com/texas-complaint 

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