Conventional Loan

A conventional loan is a mortgage that follows the guidelines set by Fannie Mae and Freddie Mac. These government-sponsored companies help provide lenders with the money they need to make home loans. 

Conventional Loan Benefits

A Conventional Loan can be an option if your mortgage amount doesn’t exceed the conventional loan limit which may vary by U.S. county.

• One of the lowest fixed interest rates available. 
• The flexibility of either a fixed-rate or an adjustable-rate mortgage (ARM)
• Allows for Primary, Second, or Investment Homes.
• Down payment options as low as 5%
• Asset Depreciation acceptable