Luis Centeno
Branch Manager
NMLS#2227701 DRE#2161943
"As a wholesale mortgage broker, I use our size and scale to find the perfect product to suit your needs, regardless of who the lender is"
I provide financing for every situation, whether you are looking to purchase, refinance, or grow your investment portfolio. If you are financing a property, I have something for you.
We have the best in-house processors, aggressive pricing with over 40+ Lenders, and an infrastructure built to deliver. We take on the challenges, allowing you to complete the process from the comfort of your own home.
Not ready to apply? Schedule a consultation with Luis to speak through your scenario and what might be holding you back. The sooner you make a plan, the clearer your next steps will be, and the closer you will be to a better financial position.
Low interest rates, fixed and adjustable-rate mortgage options, and streamlined approvals. Conventional loans are well-suited for first-time homebuyers, seasoned purchasers, or homeowners exploring a refinance with competitive terms.
Low down-payment options. Flexible qualifications guidelines. Low interest rates. Attractive refinance options with high loan amounts. FHA loans bring homeownership within reach.
Competitive interest rates. Favorable loan terms. No required down payment. VA loan programs help eligible veterans and active duty service members become homeowners and provide refinance options to those with existing mortgages.
As the economy changes, so have the available financing options. Flexible options for loan amounts that exceed conforming loan amounts and product guidelines. Benefit from low rates, competitive closing costs, and our streamlined approach on a customized Non-Conventional Loan.
A second or even third mortgage that allows you to borrow large sums of money by using your house as a line of credit.
If you are 62 or older, you may qualify for an FHA or Jumbo reverse mortgage. More and more seniors are taking advantage of this program because it can eliminate your monthly mortgage payment as well as help you tap into some of your unused equity to offset the increasing cost of living, do home projects, and help you accomplish some of the goals that you have for your retirement.
We love our customers, so feel free to reach out however you prefer to communicate.
Phone: (949) 822-8253
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | By Appointment | |
Sun | By Appointment |
West Capital lending, INC.
24 Executive Park Suite 250 Irvine CA 92614
©2022-2024 Equal Housing Opportunity West Capital Lending, INC. NMLS #1005393. All rights reserved.
Luis Daniel Estrada Centeno NMLS #2227701 DRE #2161943
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